If you are age 65 or older, you automatically qualify for Medicare to pay for your health insurance. In addition, upon entry to the nursing facility, your loved one must be undergoing rehabilitation that is medically necessary. Most people are wrongfully told that for Medicare to continue paying, the patient must be improving. This is not correct. The key to having Medicare continue to pay is that the rehabilitation care must be medically necessary. If the patient was smart enough or had the foresight to obtain long-term care insurance when they were younger, that is fantastic.
Unfortunately, most people have not purchased long-term care insurance, and by the time they need it, they are too old or sick to apply. Most people who have any money at all believe that they must private pay until they run out of money. This is a sad myth and extremely unfortunate.
And these people fall into two camps. First, people who used to have money, but they spent it all on the nursing home before applying for benefits. Second, the smart folks who realized, early on, that they could do some early planning and protect their families assets from the crippling cost of long-term care. Will your loved one be able to leave a legacy to their family or favorite charity before they become eligible for benefits, or will all of their savings go to the nursing home?
In other words, these are assets that the Medicaid recipient or their spouse can still own while at the same time qualifying for benefits.
Here is a quick list of the assets that the applicant may own and still qualify for Medicaid benefits. Click here to download a full list of excludable assets. The applicant for benefits may also receive income up to the private pay rate of the facility they are seeking entry to. Sonic's Rendezvous Band released only the "City Slang" single during their initial time as a group, though later recordings were released posthumously, and a reconstituted Rendezvous Band including original member Scott Morgan , of The Rationals and a newly added Deniz Tek of Radio Birdman reunited in tribute years afterward.
Smith also co-produced his wife's album Dream of Life and co-wrote all the songs with her, including the single " People Have the Power.
Wayne Kramer made scattered appearances on other people's records before being incarcerated in for two years for drug offenses.
While in federal prison in Kentucky, he was unexpectedly reunited with MC5 bassist Michael Davis, also behind bars on a drug charge. After his parole, Kramer worked straight jobs for several years and focused on kicking drugs. In he played with Johnny Thunders in the band Gang War. By the early s, he returned to the music industry and subsequently released several well-received albums.
Rob Tyner performed under his own name for many years but also performed under "The MC5" for some live gigs for a brief period, though he was the only active original member involved.
He also collaborated with Eddie and the Hot Rods , releasing a 7" with them in During the mids, Tyner produced a single for Detroit band Vertical Pillows, and occasionally made brief guest appearances during some of their live shows, singing MC5 covers. Tyner became a successful producer, manager and promoter in Detroit, and released the warmly-reviewed Blood Brothers album in , a year before his death in September, The first public reunion of the band after their recording years as a group was as a four-piece, at a performance celebrating the life of the late Rob Tyner, a concert event at the State Theater in Detroit on February 22, The band on this evening was unbilled, but their appearance had been rumored—Wayne Kramer was the only group member advertised—and the set lasted about thirty minutes.
The recording of this show remains unreleased. This lineup continued to exist until Michael Davis' death in February , upon which the band dissolved. In May , Davis injured his back in a motorcycle accident. In August , Davis joined the Lords of Altamont on bass.
He also founded and led the Michael H. Davis Music Is Revolution Foundation, dedicated to supporting music education programs in public schools. Davis died of liver failure in February at the age of From Wikipedia, the free encyclopedia. American Garage Rock Band. Hard rock  garage rock  proto-punk  blues rock . Elektra Atlantic Rhino. Play media. Retrieved Retrieved July 22, The Guardian. As an aside, in certain rising interest rate environments, it can be financially beneficial to pay the early withdrawal penalty in order to reinvest the proceeds into new higher yielding CDs.
While longer-term CDs offer higher returns, an obvious drawback to them is that the funds are locked up for longer. A CD ladder is a common strategy employed by investors that attempts to circumvent this drawback by using multiple CDs. Instead of renewing just one CD with a specific amount, the CD is split up into multiple amounts for multiple CDs in a set up that allows them to mature at staggered intervals. For example, instead of investing all funds into a 3-year CD, the funds are used to invest in 3 different CDs at the same time with terms of 1, 2, and 3 years.
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Banks tend to use APR for debt-related accounts such as mortgages, credit cards, and car loans, whereas APY is often related to interest-accruing accounts such as CDs and money market investments. APY denotes the amount of interest earned with compound interest accounted for in an entire year, while APR is the annualized representation of monthly interest rate. The calculator contains options for different compounding frequencies.
As a rule of thumb, the more frequently compounding occurs, the greater the return. To understand the differences between compounding frequencies or to do calculations involving them, please use our Compound Interest Calculator.
Balance Accumulation Graph. Instead, you can go through just a few simple steps into storing all of your media onto your computer and your new LG flat screen TV. Now that most of your music is stored on your computer and an external hard drive, it's time to store your movies on your computer. You can download the program by going to the following link:. It will give you all the information you need to know about transferring your DVDs onto your computer. With the above software and tips, you'll be on your way to creating a life-long multi-media library!
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